Who We Are
National Legal Debt Collection, Inc. is a law firm registered with the State Bar of California as a Professional Law Corporation. NLDC Inc. is committed to the quick resolution of your business disputes and the collection of your receivables.
What We Do
Unlike most collection agencies that waste time with phone calls and letters, NLDC Inc. immediately initiates litigation against the debtor. Furthermore, unlike most law firms that "dabble" in everything, including collections, NLDC Inc. only practices commercial collections and business litigation. In addition, NLDC Inc. engages in all Post-Judgment Enforcement, where most collection agencies and law firms stop. Also, NLDC Inc. has affiliations with other attorneys and law firms outside of California which allows us to continue post-judgment proceedings even if the debtor moves out of state.
National Legal Debt Collection, Inc. has a full arsenal of Skip Tracers, Private Investigators and the most sophisticated software available to find your debtor and their assets. These tools are most crucial during Post Judgment Enforcement, which is the process we use to collect money from the debtor after a judgment is obtained in a court of law. All judgments are enforceable, including Small Claims Court judgments, and judgments obtained outside of California. Arbitration awards are also enforceable.
National Legal Debt Collection, Inc. engages in all post judgment proceedings of which the following are a few examples:
- Bank Levy - Sending the sheriff to the debtor’s bank and attaching or seizing the funds in the debtor’s account.
- Recording an Abstract of Judgment - If the debtor is an individual, then a lien can be obtained and recorded in the county where the debtor owns real property. When and if the debtor refinances or sells this property, your judgment will be paid.
- Judgment Debtor Examination - A subpoena is issued with the court and served on the debtor compelling him to come to court and turn over his asset information. Failure to do so may subject him to an arrest.
- Wage Garnishment - For debtors who are the employees of other companies, a wage garnishment can be served on the employer requiring them to turn over a certain percentage of the debtor’s wages.
- Recording the Judgment with the Secretary of State - If the judgment debtor is a California Corporation, Limited Liability Company or Partnership, your judgment can be filed with the Secretary of State and therefore registered with state of California. As in recording an abstract, if the business entity is sold, your lien will be noticed and may be paid from the sale proceeds.
- Notifying Credit Bureaus - National Legal Debt Collection, Inc., is able to send a copy of the judgment to a national credit bureau who will then place it on the debtors credit within a certain period of time.